Orlando · Kissimmee · Davenport
Buying a vacation home near Disney World
A plain-English guide to choosing, financing, and owning an income-producing vacation home in the Orlando area.
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Step-by-step buying guide
Wish lists, pre-approval, offers, inspections and closing.
Resort communities
ChampionsGate, Reunion, Windsor at Westside, Windsor Palms and more.
Investment returns
How Disney-area rental homes can help pay for themselves.
Closing costs & escrow
What you'll pay at closing in Florida and how escrow works.
Short-term rentals
Income-producing vacation homes in resorts zoned for nightly stays.
Long-term rentals
Orlando-area investment homes leased to year-round tenants.
Owner-occupied
Primary or second homes for relocating to Central Florida.
Common questions
Can you buy a short-term rental home near Disney World?
Yes, but only in areas zoned for short-term (under 30-day) rentals. Most are in Osceola, Polk, and parts of Orange County, inside resort communities such as ChampionsGate, Reunion, Windsor at Westside, and Windsor Palms.
Which county is best for an Orlando vacation home?
Osceola County (Kissimmee, Davenport area) has the largest concentration of resort communities zoned for nightly rentals. Polk County near Davenport and Four Corners is often lower in price. Always confirm zoning for the specific address.
Do I need to live in Florida to buy an Orlando vacation home?
No. Many buyers live in other states or countries. Closings can be done remotely, and a local property manager handles guests, cleaning, and maintenance.
Can foreign buyers get a mortgage for a Florida vacation home?
Yes. Several lenders offer foreign national loans, typically requiring a larger down payment (often 25–40%) and proof of income and assets.